Mortgage Loan Originator · Mpire Financial · Florida
I read theoretical physics for fun.
Imagine what I'll do with your mortgage.
I'm Aniello Maglione. I shop your loan across 100+ wholesale lenders and bring back the best option. Real answers. No scripts. I pick up the phone after dinner.
100+
lenders fighting for your rate
FL
licensed in Florida
9pm
and I still answer
The Short Version
Here's what's broken with how you get a mortgage.
What usually happens.
You call a bank. You wait. You get transferred to someone who reads you rates off a screen. You fill out the same paperwork twice. Nobody explains what anything means. You close wondering if you overpaid. You probably did.
What happens with me.
You reach out. I shop your loan across 100+ wholesale lenders. I call you back, explain everything in plain language, and find the best deal. You close knowing exactly what you paid and why. And if you text me at 9pm with a question, I text back.
Why People Work With Me
Three things that are actually different here.
Not marketing different. Actually different.
Better rates. Not complicated.
One bank gives you one price. Take it or leave it. I make 100+ lenders compete for your loan. More competition means a better deal for you. That's just math.
I explain stuff. In plain language.
Mortgage people love hiding behind jargon because it makes them feel smart. I don't do that. If you don't understand something, ask. I'd rather spend 20 minutes on the phone with you than have you sign something that confuses you.
You get a person. Not a system.
I'm not a faceless corporation. I'm a person you can text, call, or email. I mentor students through Junior Achievement because I believe everyone deserves someone in their corner. I'll be in yours too.
100+
wholesale lenders
NMLS
#2327488
Mpire
Financial Group
■
Equal Housing Lender
What I Do
Every loan type. One person.
Stop filling out forms at six different places.
Conventional Loans
Good credit and steady income? Nice. You'll probably get the best rates here. I'll show you the numbers and let you decide what's right.
Learn moreFHA Loans
Credit isn't perfect? Welcome to the club. FHA exists for people with actual financial histories, not just people with 800 scores and trust funds.
Learn moreVA Loans
You served. You earned this. Zero down. No PMI. I handle the VA paperwork so you don't have to figure out why the government makes everything so complicated.
Learn moreRefinance
Already own? I'll run the numbers and tell you straight - does a refi make sense right now or not? If it doesn't, I'll say that. I don't need your business that bad.
Learn moreFirst-Time Homebuyers
First time or fifth time. I find the right loan from 100+ lenders, walk you through every step, and make sure you actually understand what you're signing.
Learn moreNot Sure Yet
That's fine. Take the quiz. Ask questions. There aren't any dumb ones. Figure out what makes sense before you commit to anything.
Learn moreYour Call
Two ways this goes.
Keep doing what you're doing.
Go to your bank. Get their one rate. Hope it's good. Fill out paperwork. Wait. Get ghosted. Call back. Wait more. Sign documents you don't fully understand. Spend the next 30 years wondering if you could've done better.
That works too I guess.
Or just... don't do that.
Reach out. Get matched with the best option from 100+ lenders. Talk to someone who picks up the phone after dinner. Understand every number on every document. Close with confidence. Move on with your life.
Find Your RateQuestions I Get Every Day
Literally every day.
Nope. Banks sell their own products. I don't work for a bank. I shop your loan across 100+ wholesale lenders and bring you the best option. Think of it like a travel agent for mortgages, except I actually save you money.
It depends on the loan type. FHA can be as low as 3.5%. VA is zero down. Conventional varies. Let's talk about your specific situation and I'll give you real numbers.
Perfect credit isn't required. FHA loans work with scores in the 580 range. I'll look at your full picture - not just one number.
Wholesale lenders offer pricing that retail banks can't match because they don't have branches and tellers and Super Bowl ads to pay for. Same paperwork. Better deal. That's not me being salesy. That's just how the math works.
To originating, yes. To finance, not even close. I spent years at Chase Manhattan, won Sales Associate of the Year twice at ING DIRECT, and ran business intelligence at an insurance company. I understand your numbers better than most people in this industry.
My services don't cost you anything extra - I'm compensated through the lender. There's no fee to talk, no fee for a quote, and no obligation.
Alright. You read this far.
That either means you're interested or really bored. Either way, reaching out takes 30 seconds and I don't bite. Worst case you find out what you qualify for and move on with your day.
Find Your Rate